Monday, 16 March 2009


I have only ever submitted one insurance claim.  Admittedly it was a weird one.

It was a hot day and I had a newborn baby.  I needed to travel in the car but, being an over-protective new mother, the car needed to cool down before I placed my precious baby cargo in the back seat.

I reached into the car and popped the keys in the ignition and turned the car on.  My plan was to pop the aircon on for a few minutes.

What I hadn’t realised was that my husband had been the last person to drive the car and he’d left it in reverse gear.  The handbrake wasn’t on very much because the car had been parked on the flat.

Turning the ignition started the car and, because it was in gear, it started moving backwards quite quickly.  I jumped out of the way and the car careered back and bashed into the garage.  The garage wall didn’t collapse but where it had been hit it had moved by about an inch.  It needed fixing.

The insurance claim was embarrassing because I had to admit to being an idiot, but the claim was successful.

I have never falsified an insurance claim, and I can’t imagine doing so in the future.

I’ve just watched a show about people who do fake insurance claims and the insurance company doesn’t seem to get the police involved.

WHY NOT?  These people are committing fraud.  I am truly shocked that these people are allowed to get away with this without penalty if caught.

1 comment:

Rana said...

I saw it too. Aviva.

The insurance company can't be bothered once they've saved their cash.

Unless sued, I think they don't have a legal duty to pay up, i.e. burden of proof of claim is on the claimant. Whereas in a legal court, burden of proof would be on the prosecution.

They blacklist the cheats anyway.